Whether you’re interested in learning the fundamentals or want to explore more advanced topics, Ascensus webinars cover all aspects of retirement, health, and education savings plans. These webinars also are available for digital download so you can view them when it’s convenient for you and your team.
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|Basic IRA, HSA, and ESA Webinars||Dates Offered (all times listed are CST)|
|2020 Legislative Update
Legislation and guidance that affects IRAs is constantly evolving. This course will provide an overview of what has changed in the IRA world over the past year and will bring you up to date on any recent legislation, reporting guidance, and pertinent pronouncements.
|February 4 – 1:00 p.m.|
|Coverdell Education Savings Accounts
Many individuals open Coverdell education savings accounts (ESAs) to help pay for their children’s or grandchildren’s rising education costs. This webinar provides a comprehensive review of ESAs. Topics include legislative changes, tax benefits, document requirements, eligibility rules, contribution limits, and reporting requirements.
|Digital delivery only|
|HSAs and Medicare
Many of today’s retired—or soon-to-be retired—individuals are approaching age 65 and their first interaction with Medicare. When someone enrolls in Medicare, this can be very complex for determining if someone is still eligible to contribute to an HSA. Gain an understanding of all parts of Medicare, how Medicare can affect HSAs, and how an HSA can be used to pay different parts of Medicare during retirement.
|November 12 - 1:00 p.m.|
This is part one of our two-part series on HSAs. This course is designed to help you manage an HSA program more effectively. After attending this course, you will understand the fundamentals of HSAs and basic HSA compliance rules. This course also reviews HSA benefits, documentation and reporting requirements, contribution rules and limits, eligibility requirements, portability rules, and the difference between qualified and nonqualified distributions.
|January 14 – 1:00 p.m.
August 20 – 1:00 p.m.
For those who are new to IRAs or need a refresher, this webinar provides the fundamentals of Traditional and Roth IRAs. It covers IRA contributions, distributions, and portability—including the rules associated with rollovers between employer-sponsored retirement plans and IRAs. This course is a prerequisite for the Advanced IRA webinar.
|January 16 – 1:00 p.m.
May 12 – 1:00 p.m.
October 8 – 3:00 p.m.
|IRA Beneficiary Distributions – Part 1
With more baby boomers entering retirement, is your financial organization ready to handle complex beneficiary issues? Many IRA administrators find it difficult to understand the options that are available to IRA beneficiaries. This is part one of a two-part comprehensive course covering in-depth aspects of Traditional and Roth IRA beneficiary options. This course also covers beneficiary election deadlines, distribution rules and restrictions, reporting requirements, and year-of-death required minimum distribution issues.
|May 14 – 1:00 p.m.
August 11 – 10:00 a.m.
This webinar covers both Traditional and Roth IRA contribution issues—including deadlines, limits, possible tax credits, and Traditional IRA deductibility rules. It is geared to help prepare IRA professionals for the hectic IRA contribution season that generally takes place between January 1 and April 15.
|March 10 – 3:00 p.m.
November 10 – 10:00 a.m.
After participating in this webinar, attendees will understand withholding and reporting requirements as they apply to Traditional and Roth IRA distributions, how the early distribution penalty tax applies to IRA owners, and how IRA distributions are paid out.
|March 24 – 3:00 p.m.
November 24 – 1:00 p.m.
IRA reporting requirements constantly change, which is why financial organizations must stay up to date on the latest reporting issues. This course provides a current, in-depth review of IRA reporting requirements—including requirements for required minimum distribution statements, fair market value statements, account statements, and Forms 1099-R and 5498. You will also review the electronic reporting requirements, beneficiary reporting requirements, procedures for requesting extensions, and IRS penalties for improper reporting.
|April 7 – 1:00 p.m.
November 10 – 1:00 p.m.
|IRA Withholding and Getting it Right
Are you correctly following the federal and state withholding rules? Learn how to notify IRA owners of their withholding rights, what to do with the withheld assets, what the foreign withholding requirements are, and what the potential penalties are for not withholding correctly.
|October 27 – 10:00 a.m.|
|IRA Required Minimum Distributions
Required minimum distributions (RMDs) make up a large part of your IRA services and will continue to increase as baby boomers age. This webinar discusses all RMD rules—including calculations, excess accumulations, and reporting, along with valuable new guidance.
|March 12 – 1:00 p.m.
October 6 – 1:00 p.m.
|Opening and Maintaining IRAs
To avoid IRS penalties, financial organizations must use the correct IRA opening documents and those documents must be current. They also must be aware of any changes to the rules and regulations contained in these documents. This webinar provides information on how to properly establish Traditional and Roth IRAs, as well as how to amend IRAs to ensure that they are kept up to date.
|February 13 – 3:00 p.m.
November 3 – 1:00 p.m.
|Rollovers Between Retirement Plans and IRAs
Congress has passed new legislation that now allows even more generous rollover options. With 10,000 baby boomers turning age 65 every day and liberalized rollover options, more rollover questions are coming up now than ever before. This webinar explains some of the new rollover opportunities along with the evolving portability rules between IRAs and employer-sponsored retirement plans. It teaches financial organizations how to capture, facilitate, and report rollovers between retirement plans and IRAs.
|May 5 – 10:00 a.m.|
|2020 Top 10 IRA Issues
This course will cover the hottest IRA topics we get questions about on Ascensus’ consulting lines.
|May 7 – 10:00 a.m.|
|IRA Transfers and Rollovers
Retirement plan portability can be confusing, not only for IRA owners and plan participants, but for financial organization personnel. The differences between rollovers and transfers, and direct and indirect rollovers are just a few of the topics that will be discussed during this session. This webinar also touches on designated Roth account assets.
|March 26 – 10:00 a.m.
November 19 – 10:00 a.m.
|Advanced IRA and HSA Webinars||Dates Offered (all times listed are CST)|
Substantially equal periodic payments (also known as 72(t) payments) are an exception to the early distribution penalty tax. This webinar offers a comprehensive look at 72(t) payment eligibility, the calculation methods, and the distribution rules. In addition, instructors will discuss factors for IRA owners to consider before beginning payments.
|Digital delivery only|
|HSAs - Beyond the Fundamentals
This is part two of our two-part series on HSAs. This course is perfect for individuals who are comfortable with HSAs and are looking to further enhance their understanding of these accounts. Take your knowledge to the next level with a review of difficult HSA issues regarding eligibility requirements, employer contributions, excess contribution issues, prohibited transactions, mistaken distributions, and reporting.
|January 23 – 10:00 a.m.
August 25 – 10:00 a.m.
|Building and Maintaining a Compliant IRA Program
Is your financial organization’s IRA program in compliance? Compliance means following all IRS requirements for documents, tax withholding, and reporting, which results in a prosperous, penalty-free IRA program. This webinar guides attendees through the areas of IRA compliance and provides checklists to help manage the compliance process.
|May 21 – 1:00 p.m.|
|Complex Death Claims and How to Handle Them
Organizations are frequently dealt beneficiary death claims and may wonder how to resolve some of their more complex beneficiary issues, where there may be no or limited regulatory guidance. This is a comprehensive course that covers in-depth aspects of Traditional and Roth IRA beneficiary issues and best practices on how to handle death claims while mitigating risk. This course covers advanced aspects of IRA disclaimers, distributions to trust beneficiaries, reporting issues, disputes, minors as beneficiaries, and other compliance concerns with best practices for how to handle these complex death claim issues.
|July 14 – 1:00 p.m.|
Roth IRAs aren’t new anymore and have really picked up traction in recent years. Attend this webinar to see why Roth IRAs have become so popular and why they are such an important tool of the retirement planning portfolio. Learn about the popular “Roth IRA Loophole”, Roth IRA tax benefits, conversion issues, estate planning for beneficiaries, and what sets a Roth IRA retirement vehicle apart from Traditional IRAs and other qualified retirement plans.
|February 6 – 1:00 p.m.
September 17 – 10:00 a.m.
|IRA Legal Issues and How to Avoid Them
Although financial organization personnel do not give tax advice to clients, IRA administrators still may find themselves fielding legal questions. Generally there is no IRS guidance on how to handle IRA legal issues. This webinar covers some of the more common legal issues that may arise with IRAs, such as powers of attorney, guardianships, creditors, beneficiary issues, and divorce, as well as how to handle these types of transactions to help mitigate risk for your organization.
|July 16 – 10:00 a.m.|
|IRA Trust Issues and How to Handle Them
Trust beneficiary questions are one of the most popular topics that come into the Ascensus consulting lines. Trusts can be used for many reasons, such as estate planning, avoiding probate, and maintaining control over assets. They have become more popular as beneficiaries of IRAs and QRPs. This course reviews the guidance the Internal Revenue Code and Treasury Regulations provide when distributing IRA assets to a trust beneficiary. It also reviews compliance concerns that are frequently encountered and what risks financial organizations should be aware of in this legal grey area.
|August 13 – 10:00 a.m.|
|IRA Beneficiary Distributions – Part 2
Going beyond the high-level concepts of beneficiary options, this course is a more hands on approach that dives into death year RMDs, beneficiary portability, how to calculate Single Life Expectancy payments, and special death year reporting.
|May 19 – 1:00 p.m.
August 20 – 10:00 a.m.
|IRA Excess Contributions and Recharacterizations
This webinar walks you through everything you need to know to help an IRA owner correct an excess contribution as well as how to document it. Attendees will also learn all about conversions and recharacterizations and how to properly carry them out.
|March 3 – 10:00 a.m.
September 15 – 10:00 a.m.
|Recognizing Prohibited Transactions
This course examines the prohibited transaction rules and some of the most common prohibited transaction exemptions (PTEs) as they apply to IRAs and QRPs. You’ll leave this session knowing how to identify and prevent prohibited transactions—and possible ways to resolve them once they occur.
|September 22 – 1:00 p.m.|
|2020 Top 10 HSA Issues
HSAs are one of the fastest growing products currently offered by financial organizations. Whether your organization already offers HSAs or is just thinking about it, join us as we discuss the Top 10 HSA issues that Ascensus’ consulting lines receive revolving around these increasingly popular accounts.
|February 11 – 10:00 a.m.
November 5 – 10:00 a.m.
|Employer-Sponsored Retirement Plan Webinars||Dates Offered (all times listed are CST)|
Simplified employee pension (SEP) plans remain a popular alternative for small employers. SEP plans are easy to maintain and offer employers a chance to make deductible contributions at their discretion. This webinar provides an in-depth review of SEP plans, including information on plan documents, eligibility requirements, contribution limits, and distribution requirements.
|Digital delivery only|
Savings incentive match plan for employees of small employers (SIMPLE) IRA plans are ideal for small employers who are looking for an easy-to-maintain plan that has an elective deferral feature. This webinar reviews operational procedures, contribution limits, portability rules, employer and employee documents, and eligibility requirements.
|September 24 – 10:00 a.m.|