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Title   Description
2021 IRA Reporting - Get It Right the First Time!   Join us for an overview of IRA reporting requirements, including what’s new for tax year 2021. Learn what information financial organizations must report to IRA owners and to the IRS on IRS Forms 5498 and 1099-R, and the fair market value and required minimum distribution (RMD) statements.
403(b) and 457(b) Plans: Beyond the Fundamentals   Join us for an in-depth discussion on certain 403(b) and 457(b) plan topics. During this course we will have a robust discussion on common issues and plan features that affect plan administrators, investment providers, and employers. This course will go beyond a basic, fundamental discussion of the rules and will focus on some of the more challenging scenarios facing the retirement industry.
Advanced Beneficiary Topics for IRAs and QRPs (Course Recommended for CIS II Exam)   IRA and QRP beneficiary regulations can seem complicated, especially when other circumstances apply. We’ll provide specific types of situations or issues that may come up when processing a death claim, along with information on how to handle them and examples of how the beneficiaries are affected.
Advanced IRA and QRP Portability (Course Recommended for CIS II Exam)   In this session you’ll learn about all of the IRA and employer-sponsored retirement plan portability options and the requirements for properly carrying them out. You’ll also gain an understanding of the rules and learn the differences between each transaction. We’ll discuss taxation, eligible plan types, reporting, divorce, and what’s new.
Advanced QRP Distribution Issues   Participants have many questions when it comes to taking distributions from their retirement plans. This course will focus on the various ways that plan participants can distribute their plan assets. Topics covered include in-service distributions, plan loans, and defaulted loans.
Beneficiary Options As A Result of the SECURE Act (Course Recommended for CIS II Exam)   The SECURE Act brought many changes, and one of those changes was to beneficiary options. This course will walk through the possible distribution options for both IRA and qualified retirement plan beneficiaries when the account owner dies in 2020 or later.
CIS II Exam Prep Workshop (Course Recommended for CIS II Exam)   Taking the CIS II exam? This optional workshop will review IRA topics and prepare you for the test. We’ll work through activities and case studies together to assess your knowledge and to practice for the exam.
Exploring Penalty-Free IRA Distributions   Learn how IRA owners can take penalty-free distributions before age 59½. This course will cover each exception to the 10 percent early distribution penalty tax—including substantially equal periodic payments, first-time home purchases, higher education expenses, disaster relief, and qualified birth or adoption expenses.
Handling IRA Excess Contributions (Course Recommended for CIS II Exam)   This course will walk you through everything IRA excess contribution-related, including the reasons why an excess may occur. Learn how an excess can be corrected, depending on when it is being corrected, how to determine the excess amount plus interest, and how to accurately report the transaction.
HSA Basics   Build a foundation of health savings account (HSA) knowledge with a thorough introduction into the world of HSAs, beginning with eligibility requirements and moving on to contribution rules and limits, and finally, taking distributions. The course includes an overview of the HSA’s relationship to employer high deductible health plans.
HSAs - Beyond the Basics   Expand your HSA knowledge with this discussion of more advanced topics related to eligibility, contributions, and distributions, including beneficiary rules, excess contributions, prohibited transactions, and debit card issues. Receive clarification on what an HSA trustee or custodian’s responsibilities are versus an HSA owner’s responsibilities.
IRA Documents - What Are The Options?   Learn the how, why, and when of IRA documents! In this session we'll discuss what is required to be included in an IRA document and what you can change within a document. We'll also review the differences in the types, such as model agreements and prototypes documents, as well as why a prototype document would be used. Join us to find out these rules and the latest guidance on the required amendment.
IRA Investments - Beyond CDs   With the increasing popularity of self-directed IRAs, getting a handle on an array of different investment opportunities is a must. Examine the different types of alternative investments available to IRAs such as hedge funds, real estate, oil, gas, and mineral rights, precious metals, limited liability companies, loans and notes, and stocks not traded on an established market. And find out more about the additional responsibilities that are associated with holding such investments in IRAs for both the IRA trustee/custodian and the IRA owner.
IRA Legal Issues   Your organization may have legal counsel or written guidelines in place to ensure the proper handling of various legal issues that typically relate to IRAs. Become more familiar with these issues—and any related law changes—while learning practical approaches to handling them to better serve your IRA clients.
IRA Update   Don't fall behind on the latest IRA-related regulatory changes and legislative developments. Find out what’s new and how it may affect your IRA program, documents, and procedures. Topics covered may include recent legislation, reporting guidance, and key pronouncements.
Legislative Reform: What You Need To Know   Get the scoop on any new legislation and policy initiatives, taking into consideration the current political climate.
Maximizing Your HSA Business Opportunities   Whether your organization is already in the HSA market or on the verge of entering, discover what it takes to run a successful HSA program. Learn why the HSA is a valuable product, how to keep your HSA program in compliance, where opportunities may exist to grow your HSA business, and what HSA issues your organization may encounter.
Missing Participants   As long as there have been retirement plans, employers have had to deal with the issue of missing participants. Guidelines for steps to locate missing participants can be challenging, but we’ll share best practices for developing and documenting procedures to assist you in meeting your fiduciary obligations.
Portability Special Issues and Conversions (Course Recommended for CIS II Exam)   In this session you’ll learn all about rollover and transfer special issues—including special IRA repayment provisions. You’ll gain an understanding of conversions and employer plan rollovers to Roth IRAs. We’ll discuss taxation, ineligible conversions, and reporting requirements.
QRP Fundamentals   This course examines the world of qualified retirement plans. We'll explore the benefits of these plans by describing plan features such as eligibility, contributions, and portability. A portion of this course will also cover plan design issues, testing requirements, and Roth features.
QRP Legal Issues   Most employers don’t want to be burdened by the details of plan administration. Yet those details cannot be ignored. This course addresses the legal and compliance issues that apply to employer-sponsored retirement plans. Leave with a better understanding of the topics discussed and, if time permits, the instructor may be able to address your questions about complex legal issues your clients have.
QRP Update   Join us for the latest analysis of the SECURE Act and its effect on qualified retirement plans. In addition, we’ll cover other legislative updates, regulatory changes, and judicial decisions that have taken effect. Find out whether these changes will affect your documents and procedures.
Required Minimum Distributions for IRAs and QRPs (Course Recommended for CIS II Exam)   This course focuses solely on required minimum distributions (RMDs) from IRAs and employer-sponsored retirement plans. We’ll explain the required beginning date and why it may differ between IRAs and retirement plans, how to correctly calculate an RMD, the role beneficiaries play in the calculation, what the reporting requirements are, and other RMD-related topics.
Solo(k) Plans - Another Option for the Small Business Owner   A major change in today’s American economy is the growing importance of owner-only businesses. This includes new start-ups, niche businesses, independent professionals, and so-called “gig” workers. The one-person or owner-only 401(k)—sometimes called a Solo(k) plan—offers features that allow total contribution flexibility, the ability to make maximum contributions with less compensation than needed with other plan types, and modest administration cost. Attend this course to learn more.
What to Do When an Account Owner Dies (Course Recommended for CIS II Exam)   Regardless of who handles beneficiary assets when an account owner dies, there are certain steps that should be taken when a death certificate of an account owner is received by your financial organization. We will also explore related concepts such as separate accounting, portability options, and default beneficiaries. Return to work with a clearer understanding of beneficiary procedures.
Why a Roth IRA?   Learn all aspects of the Roth IRA— including its features and benefits and how it stands out from other retirement savings accounts. Leave with a more thorough understanding of its tax advantages, contribution eligibility rules, reporting requirements, portability options, and advanced distribution issues.
Withholding Requirements for IRAs (Course Recommended for CIS II Exam)   There is much confusion about fulfilling IRA withholding requirements. Don’t be caught off guard with numerous errors and costly penalties. Learn the federal and state IRA withholding requirements and how to satisfy them, the proper way to submit withheld assets, and what the potential penalties are for not withholding correctly.