Saving for disability-related expenses is possible and simple.

Saving for disability-related expenses is possible and simple.

ABLE programs allow you to invest in your future without jeopardizing current benefits.

Why Save with ABLE?

ABLE Accounts: The Basics

ABLE 101

ABLE accounts allow individuals with disabilities or blindness and their families to save for the resources they need today and in the future. ABLE programs were created as a result of the passage of the Achieving a Better Life Experience (ABLE) Act of 2014. The beneficiary of the account is also the account owner.

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Are you ABLE Eligible?

Individuals with qualifying disabilities that had an age of onset before 26 are eligible to save through an ABLE program.

If you meet this age criteria and are eligible for benefits under SSI and/or SSDI, you’re automatically eligible to establish an ABLE account.

If you are not eligible for SSI and/or SSDI, but still meet the age of onset disability requirement, you could still be eligible to open an ABLE account if you meet Social Security’s definition regarding significant functional limitations and attest to a disability certification.

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Using Your Savings

Your ABLE savings can be used for any expense that might help you improve or maintain your quality of life, including:

  • Education
  • Housing
  • Transportation
  • Employment training and support
  • Assistive technology
  • Personal support services
  • Health care expenses
  • Financial management
  • Administrative services
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Start Saving with ABLE

Ascensus provides program management and support services for several ABLE programs across the nation. Use our directory below to find the program that’s right for you. Remember: No matter where you call home, there’s an ABLE plan for you.