Attend the HSA Workshop for a comprehensive HSA curriculum and a practical understanding of critical rules and operational issues. This workshop covers all aspects of a successful HSA program.

Course topics may include
Introduction to HSAs

• Explain the benefits of an HSA
• Discuss growth trends in the HSA marketplace
• Define in-depth high deductible health plan (HDHP) requirements
• Recognize the HSA eligibility requirements and the testing period rules
• Describe exceptions to HDHP coverage

Establishing an HSA

• Summarize the process for establishing an HSA and the required documents
• Identify the requirements for amending HSA documents
• Discuss past legislation that may have required an amendment

HSA Funding

• Define the contribution limits and the deadline
• Describe the last month rule and the testing period rules
• Discuss the effect of changes in HDHP coverage during the year
• State the rules for a qualified HSA funding distribution from an IRA and how they are reported
• Ensure accurate regular contribution reporting
• Discuss the effects of Medicare on funding eligibility

HSA Distributions

• Summarize the tax consequences of qualified and nonqualified distributions
• Describe ways to prevent an extension of credit to an HSA owner and the ramifications of a prohibited transaction
• Communicate how HSA fees are handled
• Describe a mistaken distribution
• Correctly handle excess contributions
• Explain how to handle excess contributions when an HSA has a zero balance
• Explain the tax treatment of an HSA after the HSA owner’s death
• Ensure accurate distribution reporting

HSA Portability

• Distinguish the rules for transfer and rollovers
• Ensure accurate rollover reporting

HSA Compliance

• Identify the financial organization’s responsibilities in administering the HSA program
• Recognize the information sources used for HSA guidance
• Recognize financial organizations’ responsibility versus HSA owners’ responsibilities

Who should attend?
You should attend this seminar if you

• need to become more comfortable with HSA rules,
• are responsible for ensuring a compliant HSA department,
• or are responsible for internal systems, HSA transaction codes, and proper HSA administration