Document Services

Over 8,000 banks and credit unions across the country and some of the most popular financial brands trust our platform for their retirement offerings.

We’ll Help You Create the Right Retirement Plan

Through our private label solutions, you can get your brand name out there while leveraging our highly trained staff and advanced resources.

Document Compliance Services

As a plan document sponsor, keeping up with amendment mailings and restatements can be a complicated, time consuming, and costly process.

Our Document Compliance Service handles both the annual amendment and six-year restatement process—along with the establishment of new QRP documents—directly with your employer plan clients. Our service includes:

  • Preparation of all plan documents for new plans
  • Client service team for employers and financial advisors
  • Regulatory and employer-initiated amendment processing
  • Documents tracked for completion and signature
  • Complete restatement services every six years

Prototype Document Sponsorship Service

When your clients need retirement plan documents to establish, amend, or restate a plan, Ascensus’ Prototype Document Sponsorship Service can be your total outsource solution. We take on document sponsorship responsibilities for both your current and future clients.

This service includes the benefits of our Document Compliance Service along with these additional advantages.

  • Electronic delivery of documents and electronic signature
  • Direct billing between employers and Ascensus
  • Ascensus-hosted website with all plan establishment materials
  • Access to Ascensus’ full suite of adoption agreements

Employer Direct Document Service

If you’re looking for a cost-effective, trouble-free way to provide your employer clients with compliant retirement plan documents, our Employer Direct Document Service is your solution.

As a prototype plan document sponsor, we assist employers with plan establishment, amendments, and restatements. Our IRS-approved defined contribution retirement plan documents are easy to use and drafted with the provisions that businesses want (and in a way that employers can understand). We will:

  • Maintain your plan data
  • Notify you of any disqualification issues
  • Maintain plan document and amendment requirements and history
  • Ensure that you adopt required amendments timely
  • Notify you of any disqualification issues

VCP Document Correction Service

We can help employers avoid the negative consequences of missed required plan document amendments—including plan disqualification—and retain the tax benefits their plan provides. We’ll work with your late and non-amenders to:

  • Bring their documents up to date
  • Facilitate their VCP submissions
  • Handle any additional requests for information from the IRS

Ascensus also will assume prototype sponsorship for your employer’s documents and work with them to bring their qualified plan documents to a current status and facilitate the submission to the IRS.

Document Sponsorship

As one of the nation’s largest providers of prototype plan documents, Ascensus offers the most versatile and professional IRS-approved defined contribution qualified retirement plan documents available today. Our documents are easy to use and provide plan document sponsors with a competitive advantage in the retirement plan market.

Our document sponsorship includes:

  • Discretionary and required amendments
  • Employer-plan client communication templates
  • Various plan sponsor forms and participant notices
  • More than 20 retirement plan document choices available

Plan Adoption System™

Ascensus Plan Adoption System™ (PAS) is the answer to establishing a cost-effective, compliant, qualified retirement plan prototype. PAS is an Internet-based prototype plan document generation system that makes plan document preparation, set up, and modifications fast, easy, and accurate.

PAS organizes and selects all the documents necessary to establish retirement plans:

  • Streamlines the plan establishment process
  • Increases productivity using automated features
  • Ensures compliance with built-in checks and instant help screens
  • Improves communication across all channels
  • Minimizes the need for paper

Plan Adoption System™ is a trademark of Ascensus, LLC.

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